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Miles Beamish - Finlease

Miles Beamish

Senior Partner, Finlease

When to Finance and How to Get it Right

Getting the timing right on your finance could save you thousands and open more options than you think.
If 2025 has been a bit softer for your business, you might still qualify using your 2024 year-end results (even up to 31 December in some cases). With rates easing and lenders competing for deals, now’s a great window to access better terms - especially before any RBA changes kick in.
Plus, there are low-doc finance options up to $300K that don’t require financials or ATO disclosure. Less red tape, more flexibility.

3 Key Learnings: 

  1. The best time to seek finance
  2. Low doc v Full doc applications
  3. Using a Broker as a trusted partner for growth   

About Miles:

With over 30 years of experience in banking and finance, and at Finlease since 2002, Miles understands that every client’s needs are unique.
An ‘outside the box’ thinker and leveraging many long-standing relationships with a panel of over 40 lenders, Miles is able to provide his clients with market competitive finance terms across many different industries.
Finlease has grown to become one of Australia’s largest and pre-eminent asset finance brokerage businesses with settlements now exceeding $1billion per year.

The Industry Association Partners of ITA